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An association of lenders committed to the highest standards with a consumer driven focus. Serving a need for their clients in a way no other lenders can. A coalition of partners that have agreed to be held to the highest bar.

The Texas Property Tax Lienholders Association (TPTLA) is a statewide alliance of companies. Our ten member companies are committed to upholding high standards of ethical conduct and operating under a level of self regulation in excess of what is required by all applicable federal laws, state laws, and administrative rules. We came together to deliver a higher value to our customers, the consumers, whether they own commercial or residential property. We save people from the expense and headache of unpaid property taxes.

A Statewide Alliance of 10 Member Companies







Trey Rome Web
Trey Rome
Board President, Home Tax Solutions

Trey Rome has more than 15 years of experience in the finance industry. After graduating from Southern Methodist University, he served as Vice President of Corporate Banking for Amegy Bank, focusing on acquisition finance for private equity groups. Trey has always been a strong leader with an entrepreneurial spirit, which led him to build a specialty finance company focused on improving operational efficiencies and streamlining processes in 2012. His top priority when establishing Home Tax Solutions was and remains to be financial recovery for consumers – providing Texas property owners a quick and affordable solution to paying their delinquent property taxes in an ethical manner. Trey is a fourth generation Texan and has lived in Dallas for 19 years. He currently serves as the president for the Texas Property Tax Lienholders Association and works with several non-profits and sponsors community programs each year. When he isn’t at the office, he enjoys spending time with his wife, hunting, biking, and traveling to the Texas Hill Country.

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Christina Carney
Board Vice President, Propel Financial Services

Christina Carney is the Vice President of Operations at Propel and has been with the company since 2009. She is responsible for the primary areas of operation at Propel, specifically in Processing, Document Control, Collections, Customer Service, Legal Operations, Treasury Operations and Sales. Christina coordinates cross-departmental process improvements, builds and develops technology to decrease costs or increase revenue, and partners with all areas across Propel in a collaborative support function. As a member of the Executive Leadership team, she creates goals and initiatives to meet the strategic needs of the company. Her previous roles at Propel included (from first to most recent) Originations & Acquisition Manager, Process Manager, and Director of Operations.

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Matt Longhofer
Board Treasurer, Property Tax Funding

Matt Longhofer is the founder of Resolution Finance, LLC d/b/a Property Tax Funding, a privately held company specializing in the financing of residential and commercial property taxes. Founded in 2008, Property Tax Funding has helped thousands of Texas property owners with property tax financing solutions. Matt has been a board member of the Texas Property Tax Lienholder’s Association since 2010 and actively works with the Office of Consumer Credit Commissioner to ensure long term sustainability of the industry. Mr. Longhofer holds a Bachelor of Science in Engineering from Texas A&M University. He is also a Master of Business Administration graduate from Southern Methodist University. Matt lives in Dallas, Texas with his wife and their two sons.

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Hi Leva
Propel Financial Services / Hunter Kelsey

Hi Leva is the President of Propel Financial Services / Hunter Kelsey. In addition, he serves on the Broadway Bank board of directors. Since 2022, he has served as the President at San Antonio-based Propel Financial Service, a specialty finance company. For more than two decades, Hi has held primarily global executive leadership responsibility for large, complex public and private technology organizations. He has also been a key executive with various startup disruptors, and he has served as an investor, advisor and/or board director with various smaller privately owned companies. He has experience within the technology sector across telecommunications, specialty finance, fintech, advertising & media, staffing, and legal and educational technology. He has held leadership roles at Lucent (now Nokia), Tekelec (now Oracle), Clear Channel Outdoor (iHeart Media), EnFlux, Bull City Forward, Hire an Esquire, the Howard Hughes Medical Institute, CoVis, and Oasis Financial Services.

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Ernest Eisenberg
American Finance & Investment Co., Inc.

Ernest Eisenberg serves as President of American Finance & Investment Co., Inc. (AFIC), representing the 4th generation of family to participate in AFIC over its 75 year history. AFIC is an investment firm and consumer and commercial lender, that has experience with a wide range of financing options for its customers. Mr. Eisenberg began his career as an executive for a newly formed real estate investment and management firm, honing his entrepreneurial and business management skills. Within AFIC, Mr. Eisenberg led the executive team’s disposition of its factoring subsidiary, cofounded one of the world’s only auction style reverse factoring platforms, and oversees the development and asset management of AFIC’s portfolio of real estate assets. Mr. Eisenberg received, with highest honors, a BBA and BA from The University of Texas at Austin and, with high honors, an MBA from the University of Chicago, Booth School of Business. At home, he enjoys playing golf and spending time with his wife and three small children.



The Texas Property Tax Lienholders Association (TPTLA) is founded with three members.


The industry is brought under the oversight of the Office of Consumer Credit Commissioner (OCCC), and the TPTLA begins its longstanding relationship of cooperation with the regulatory agency.


Approximately 75% of all property tax loans in Texas are attributable to TPTLA members.


Texas has the 7th highest property taxes in the nation and TPTLA members offer a cost-effective alternative to delinquency.